Flagler County Housing Services – through SHIP – has income-based housing relief for Hurricane Milton damage

Flagler County Housing Services, through the State Housing Initiatives Partnership (SHIP), has available disaster assistance for Hurricane Milton damages to income-eligible homeowners. This does not include assistance for recovering lost food costs.

Applications must be submitted during the “active disaster declaration period,” and there is a December 6, 2024, deadline.

“We are pleased this money is available to help Flagler County residents for the disaster damage they suffered during Hurricane Milton,” said Housing Program Manager Devrie Paradowski. “The stories of the damages to people’s homes are heartbreaking. While we wish we had funding to cover other losses, like food, we sadly don’t.”

Available Assistance

Minor Home Repairs: Up to $10,000 for disaster-related repairs, paid directly to approved vendors.
Insurance Deductibles: Up to $5,000 for disaster-related insurance deductibles, paid directly to approved vendors.

How to Apply

Visit www.flaglercounty.gov/ship to apply online.
For more information, detailed eligibility requirements, and application instructions, please email housingservices@flaglercounty.gov or call 386-586-2324, Ext. 3631.
Once an application is submitted, staff will follow up to request necessary documentation.

Key Program Guidelines

All payments are made directly to vendors, in accordance with Flagler County Procurement Policies.
No reimbursement for expenses already incurred.
This program does not provide relocation assistance, temporary housing, or general financial aid.
Assistance is limited to the current disaster and cannot be applied to past events.
Documentation requirements: Income, assets, and identification verification for all household members (including roommates) will be required.
Proof of homeownership, insurance claim approval, and disaster-related damage will be needed.

Eligibility Criteria

Must be the primary homeowner with a homestead exemption.
The home must be located in Flagler County.
Mobile or manufactured homes must have been built after 2007.
Household income must fall within the very low to moderate-income range.
The applicant must have a disaster-related insurance claim or documented home damage.
Assistance cannot duplicate other relief funds; applicants must disclose any disaster assistance already received.

Income limits based on household size and maximum income